Top 10 Car Warranty Companies of 2024
| Company | BBB Rating | BBB Reviews | Our Pick | Cons | Mileage Limits | Waiting Period |
|---|---|---|---|---|---|---|
| Endurance Warranty | A- | 3.68/5 | Best Overall | High Price | Unlimited | 30 days and 1,000 miles |
| Rapid Auto Protection | A+ | n/a | Best Value | Only 4 Years Old | 150,000 | 30 days and 1,000 miles |
| American Dream | B- | 2.04/5 | Best Discount | Coverage Limits | 130,000 | 30 days and 1,000 miles |
| Omega Auto Care | A+ | 3.63/5 | Comprehensive Coverage | Price | 250,000 | 30 days |
| Zurich | A+ | 1.29/5 | Long-Term Coverage | Price | 150,000 | 10 to 30 days |
| Concord Auto Protect | F | 1.58/5 | Customer Support | AG Lawsuit | 120,000 | 30 days |
| Carchex | A+ | 1.96/5 | Customizable Plans | Class Action Complaint | 250,000 | 30 days and 1,000 miles |
| Carshield | A+ | 1.86/5 | High Mileage | FTC Issues | 300,000 | 30 days and 1,000 miles |
| Autopom! | A+ | 4.25/5 | Customer Advocacy | Limited Plans | 150,000 | 30 days and 1,000 miles |
Overview of the Best Car Warranty Companies for 2024
Looking for a reliable car warranty? Check out our list of the top 10 car warranty companies of 2024. We’ve analyzed their coverage, customer service, and value to help you choose the best option.
- Best Overall: Endurance Warranty
- Best for High-Mileage Vehicles: Rapid Auto Protection
- Best for Discounts: American Dream Auto Protect
- Best for Comprehensive Coverage: Omega Auto Care
- Best for Long-Term Coverage: Zurich Vehicle Service Contract
- Best for Customer Support: Concord Auto Protect
- Best for Customizable Plans: Carchex
- Best for Broad Coverage Options: CarShield
- Best for Customer Advocacy: Autopom!
- Best for Instant Quotes: Complete Car Warranty
Compare Plans & Pricing
Companies my compensate us – compensation does not affect review information or recommendations.
Endurance Warranty
Best Overall
Endurance is widely recognized as the number one extended car warranty provider among extended car warranty companies, known for its reliability and comprehensive service. Endurance manages its own policies to provide consistent, high-quality service, evident in their direct warranties reviewed by mechanics and the provision of roadside assistance.
The online customer service portal and mobile app make managing your warranty both convenient and accessible. What sets Endurance apart is its extensive range of coverage options, including six different plans that cater to various needs, from basic to exclusionary plans, and specialized plans for higher mileage vehicles. This flexibility, along with the unlimited mileage options and coverage for vehicles up to 20 years old, makes Endurance a standout choice for many vehicle owners.
Overall Rating:
Endurance Warranty states they pick up where your auto warranty leaves off. When breakdowns happen, our vehicle protection plans shield you from the high cost of parts and labor.
Endurance offers three plans on its website that cater to most extended warranty shoppers:
Secure Plus
This is the most basic plan, covering 10 component groups, including the powertrain, air conditioning, brakes, steering, and electrical system.
Superior
This mid-tier plan expands coverage to include the suspension, fuel system, and cooling system.
Supreme
This plan provides exclusionary coverage, meaning all parts are included except for specific exclusions noted in your contract.
For more options, consider calling an Endurance representative to learn about all 12 plans available, or you can review Endurance Warranty contract summary.
Rapid Auto Protection
Best Value
Rapid Auto Protection stands out as a trusted provider for extended auto warranty services, offering customers peace of mind and reliable protection. With over four years in the industry, they have earned an A+ rating from the Better Business Bureau, reflecting their commitment to excellent customer service and integrity. Remarkably, they have zero complaints on record, further demonstrating their dedication to customer satisfaction.
Choosing Rapid Auto Protection means benefiting from comprehensive warranty coverage that protects you from unexpected repair costs. Whether your vehicle is new or used, their coverage options are designed to provide flexible, affordable solutions that fit your needs. Plus, their experienced team ensures a hassle-free claims process, allowing you to focus on enjoying your vehicle without worry.
For those seeking a trusted, customer-first extended auto warranty provider, Rapid Auto Protection is a clear choice.
Overall Rating:
Rapid Auto Protection States they offer the same vehicle service contracts dealers trust now available direct to you, without the dealer markup!
Rapid Auto Protection offers four comprehensive auto warranty plans, each providing essential benefits to protect drivers from costly repairs. Here’s a quick summary:
Exclusionary Plan: The highest level of coverage, excluding only a few specific parts not covered. It’s nearly “bumper-to-bumper,” protecting most of your vehicle’s components.
Comprehensive Plan: Covers a broad range of major systems including the powertrain, electrical, suspension, and more, offering extensive protection.
Powertrain Plus Plan: Covers the powertrain along with additional systems like air conditioning and electrical, balancing coverage and cost.
Powertrain Plan: Focuses on the core systems, including the engine, transmission, and drivetrain, ensuring basic protection for critical components.
All plans come with Roadside Assistance, Rental Car Reimbursement, Trip Interruption, and Diagnostic Coverage, available 24/7 across the U.S. and Canada.
autopom!
Customer Advocacy
Autopom! stands out as a reliable and highly rated provider of vehicle service contracts, with an A+ rating from the Better Business Bureau. They offer a wide range of coverage options, including Exclusionary, Mid-Level, and Powertrain Plus plans, designed to cater to different vehicle types and owner needs. These plans offer peace of mind by covering a variety of critical vehicle components, such as engines, transmissions, and drive axles.
What sets autopom! apart is their flexibility and customer-focused approach. They allow you to choose any licensed repair facility in the U.S. or Canada for repairs, unlike many warranty providers that require you to go to specific dealerships. In addition, their plans come with benefits like roadside assistance, rental car reimbursement, and trip interruption protection, ensuring you’re covered for unexpected events. They even offer interest-free payment plans, making their services more accessible.
Overall Rating:
Autopom! states get peace of mind! Protect the family vehicle and budget from costly, unexpected auto repairs with our vehicle protection plan.
Autopom! offers three primary levels of coverage designed to meet the diverse needs of vehicle owners. Here’s a breakdown of each plan:
Exclusionary Plans: Often referred to as “bumper-to-bumper” coverage, these plans are the most comprehensive offered by autopom!. They cover almost all components and systems of your vehicle, excluding only a few specified items. This plan is ideal for newer vehicles or those looking for maximum protection with minimal exclusions. Autopom! provides six different contracts under this category, giving customers flexibility based on their needs and budget
Mid-Level Plans: These plans offer coverage for critical vehicle systems, such as the engine, transmission, drivetrain, braking, cooling, and suspension systems. While not as extensive as the exclusionary plans, they provide a solid level of protection for major repairs and are suitable for vehicles that are a bit older or have higher mileage. There are three contracts available under this coverage level
Powertrain Plus Plans: These plans focus on the core components of your vehicle—engine, transmission, and drivetrain. Additionally, they may cover a few other essential systems. With five contracts to choose from, this plan is designed for vehicle owners looking for basic protection without covering non-essential systems
All autopom! plans come with added benefits, such as 24/7 roadside assistance, rental car reimbursement, and trip interruption protection, providing peace of mind in case of unexpected breakdowns.
American Dream Auto Protect
American Dream Auto Protect stands out for its attractive discount offerings, making it a cost-effective choice for many vehicle owners. The company provides various incentives such as multicar discounts, a money-back guarantee, and even one month of free coverage, which adds significant value to their plans. Their flexible payment options, including zero deductible plans, further enhance affordability and customer satisfaction.
One of the key benefits of American Dream Auto Protect is its ability to provide substantial savings compared to competitors, making it an appealing option for budget-conscious customers. However, its coverage may be more limited in scope, and customers might need to ensure their chosen service centers are thoroughly vetted.
Zurich Vehicle Service Contract
Zurich vehicle service contracts is known for its long-term coverage options, ensuring that your vehicle remains protected well beyond the standard warranty period. This is particularly beneficial for those looking to maintain their vehicle over many years, with Zurich providing easily accessible claims guidance to help when needed.
The strength of Zurich’s offering lies in its comprehensive support and prolonged protection, making it an excellent choice for those seeking extended coverage. However, the long-term nature of the coverage can result in higher overall costs, and not all vehicle components may be covered.
Concord Auto Protect
Update: Due to recent actions, Concord is no longer recommended
Concord Auto Protect shines in the realm of customer support, offering 24/7 assistance to ensure that help is always available when needed. The company has garnered high ratings for its customer service, reflecting its commitment to providing clear and effective support.
What makes Concord Auto Protect stand out is its exceptional customer service, which is a crucial factor for many vehicle owners. However, the coverage options may be more limited compared to other providers, and the costs can be higher, reflecting the premium service offered.
CarShield
Update: Due to recent actions, CarShield is no longer recommended until actions have been remedied.
CarShield offers a variety of coverage options suitable for different vehicle types and conditions, ensuring that customers can find a plan that fits their needs. The Diamond plan, in particular, resembles the original manufacturer warranty, covering essential components like the engine and transmission.
The broad coverage options and additional benefits such as trip interruption reimbursement and rental car coverage options make CarShield a flexible and comprehensive choice for many vehicle owners. However, navigating the various coverage options can be complex, and the costs for more extensive plans may be higher.
Carchex
Carchex is a standout choice for those seeking highly customizable plans, offering eight flexible options that can be tailored to meet various needs. With coverage lasting up to 10 years or 250,000 miles, Carchex ensures that customers can find a plan that fits their specific requirements.
The flexibility of Carchex’s plans, combined with additional benefits such as 24/7 roadside assistance and rental car reimbursement, makes it a top choice for many vehicle owners. However, higher coverage levels can be more expensive, and potential customers should be aware of any exclusions that may apply.
Complete Car Warranty
Complete Car Warranty is known for providing instant quotes, allowing customers to save up to 60% on their car warranty costs. Customers can quickly receive coverage details and choose a fitting plan by submitting an online quote request.
The main advantage of Complete Car Warranty is the ease and speed of obtaining quotes, making it a convenient option for those looking to secure coverage quickly. However, as a newer company founded in 2019, it has a less established reputation, and the coverage options might be more limited compared to more established providers.
How to Choose the Best Car Warranty Company
Choosing the best car warranty company involves understanding several key aspects to ensure you get the most value for your investment. One of the primary considerations is the coverage options available. Extended car warranties can range from basic powertrain plans to comprehensive bumper-to-bumper coverage that protects nearly all vehicle components except for specific exclusions. Assessing these options ensures adequate protection against repair costs.
Cost is another significant factor. Extended warranties can range from $1,000 to $4,000, so it’s essential to balance affordability with the level of coverage provided. Look for companies that offer flexible payment plans or discounts, which can help make the warranty more affordable. Reading customer reviews and checking ratings from reputable sources like the Better Business Bureau (BBB) can also provide insights into the company’s customer service standards and reliability.
Understanding the claims process is vital. A smooth and straightforward claims process can make a huge difference when you need to use your warranty. Features such as whether the warranty is transferable can also add value, especially if you plan to sell your vehicle before the warranty expires. This ensures that the new owner can benefit from the remaining coverage, potentially increasing your vehicle’s resale value.
When choosing a car warranty company, consider the coverage options, cost, customer reviews, and claims process. Thoroughly evaluating these factors helps you make an informed decision, providing peace of mind and financial protection against unexpected repair costs.
Key Factors to Consider When Choosing a Car Warranty
When selecting a car warranty, coverage is one of the most critical factors. Different tiers of coverage are offered by various providers to meet diverse customer needs. For instance, some warranties cover only essential vehicle parts, while others offer comprehensive protection that includes high-tech electronics and specialty components. Evaluating these coverage options can help you determine which plan best suits your vehicle’s needs.
Cost is another essential factor. It’s important to evaluate the cost of the warranty against the potential benefits. Some providers, like American Dream Auto Protect, offer discounts and a money-back guarantee, enhancing the overall value of their service. Additionally, considering the cost of potential repairs without a warranty can help justify the investment in a more expensive, comprehensive plan.
The reputation of the warranty provider is also crucial. Industry reputation and customer service ratings can give you a good indication of how reliable and trustworthy a company is. Companies with high ratings and positive customer feedback are more likely to provide satisfactory service and honor their warranty agreements.
Lastly, the claims process is a key consideration. A straightforward claims process and the ability to make unlimited repair claims are important qualities for a smooth customer experience. Ensuring that the warranty provider has a hassle-free claims process can save you time and stress when you need to use your warranty.
Understanding Different Types of Car Warranties
Car warranties come in various forms, each designed to cover different aspects of vehicle maintenance and repair. The three main types of extended car warranties are powertrain, bumper-to-bumper, and specialty coverage. Understanding these types can help you choose the best warranty for your vehicle’s specific needs.
Powertrain warranties generally cover the engine, transmission, and other essential components that generate power and transfer it to the wheels. These warranties are typically more affordable and provide basic protection against major mechanical failures. They are ideal for vehicle owners looking for essential coverage without breaking the bank.
Bumper to bumper warranty offers extensive coverage, protecting nearly all vehicle components except for certain exclusions like wear items. This type of warranty is more comprehensive and often more expensive, providing peace of mind by covering a wide range of potential issues.
Specialty coverage warranties, on the other hand, are tailored for specific components or situations, such as high-tech electronics or specific aftermarket parts. These warranties are ideal for owners of vehicles with unique features or those looking for targeted protection.
Extended car warranties cover provide peace of mind by protecting against unexpected repairs and offering additional coverage beyond the manufacturer’s extended warranty. Understanding the different types of extended car warranties worth helps you make an informed decision that suits your vehicle’s needs and budget.
Summary
In conclusion, choosing the right car warranty is crucial for ensuring your vehicle remains in good condition and that you are protected against unexpected repair costs. This guide has explored the top car warranty companies of 2024, each offering unique strengths and benefits tailored to various needs. From comprehensive coverage options to the best customer support, there is a warranty provider out there to suit every vehicle owner.
Key factors to consider when selecting a car warranty include the coverage options, cost, reputation of the provider, and the claims process. By thoroughly evaluating these aspects, you can choose a warranty that offers the best value and peace of mind. Whether you need extensive protection for a high-mileage vehicle or are looking for customizable plans, the top companies listed in this guide provide reliable and trustworthy options.
Ultimately, investing in a car warranty is about more than just financial protection; it’s about ensuring that your vehicle remains in top-notch condition and that you have the support you need when unexpected issues arise. With the right warranty, you can drive with confidence, knowing that you are covered no matter what the road ahead may bring.
What are the main types of car warranties available?
The main types of car warranties are powertrain warranties, which cover fundamental components like the engine and transmission; bumper-to-bumper warranties, offering extensive coverage for nearly all vehicle components; and specialty coverage warranties, which focus on specific components or situations. Selecting the right warranty is crucial for protecting your investment.
How do I choose the best car warranty company?
To select the best car warranty company, prioritize coverage options, cost, and customer reviews, while also evaluating the claims process. Aim for a company that offers flexible payment plans and demonstrates strong customer service.
Are extended car warranties worth the cost?
Extended car warranties can indeed be worth the cost. They offer valuable coverage and financial protection against unexpected repair expenses.
What should I look for in a car warranty provider?
When selecting a car warranty provider, prioritize their industry reputation, customer service ratings, coverage options, and the simplicity of the claims process. Reliable providers, such as Endurance and Rapid Auto Protection, are excellent choices to consider.
Can I transfer my car warranty if I sell my vehicle?
Yes, you can often transfer your car warranty when selling your vehicle, which can enhance its resale value by providing the new owner with remaining coverage benefits.
